Generally, a bank must make the first $225 from the deposit available—for either cash withdrawal or check writing purposes—at the start of the next business day after the banking day that the deposit is made. The rest of the deposit should generally be available on the second business day. The bank does have the right to extend the hold if.Community Experts online right now. Ask for FREE. ... Ask Your Question Fast! linguee french to english Answer (1 of 3): Deposits made before the business day cut off time are generally available the next business day. This includes online deposits. This information is direct from Bank of …Answer (1 of 5): Not sure what the limit for Bank of America is. However I saw a lady trying deposit 2 checks at chase bank one for over $1,000,000.00 the other for $500,000.00 this set off some type of alarm the bank manager came took her in the office to take care of her. 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